Accidents are happening frequently now a day because of careless & reckless driving, losing controls on vehicles, sudden braking, overtaking & other causes. That’s why it is essential to get financial protection for auto coverage. People can purchase auto insurance for their vehicles like cars, trucks, motorcycles etc. Auto insurance is helpful in providing financial support against physical damage or body injury because of traffic collisions. In many districts vehicle insurance is compulsory. The terms of auto insurance regulations can vary from state to state.
Auto insurance policy contains six types of coverage
–
1.
Property
Damage Liability
2. Bodily Injury Liability
3. Comprehensive
4. Collision
5. Medical Payments or Personal Injury Protection
6. Uninsured and Underinsured Motorist Coverage
1.
Property
Damage Liability:
If people’s property is damaged by
your vehicle, then this will pay for covering the damage. The property which is
damaged can be others car or any other property like fences,
guardrails, telephone poles, homes or other buildings, or any other structures.
2. Bodily Injury Liability:
If anyone is injured by your vehicle then this will cover the injury either by policy holder or by family members who are included.
3. Comprehensive:
If your car is stolen & damaged by other cars then this will cover for your loss.
4.
Collision:
This coverage will pay the damages
if your car collides with other vehicles or objects.
5. Medical Payments or Personal Injury Protection:
If you or any passengers of the vehicle are injured by an accident while driving then this will cover for the treatment or sometimes rehabilitations. It sometimes covers for funeral costs also!
6. Uninsured and Underinsured Motorist Coverage:
This covers the damage caused to your vehicle by uninsured car & if the driver does not have enough insurance coverage to meet the total loss.
Some auto owners get cheapest auto insurance in Britain. They are - Nurses, owners of guest houses and reflexologists. Motor racing drivers, footballers and theme park employees get the most expensive auto insurance.
Before buying auto insurance you should research
& compare policy quote. This will help you in getting a cheap insurance.
Though cheap auto insurance can save you some money but they may not be the
best. Cheap auto insurance may not cover all the requirements you need. That’s
why you need to check all the coverage before buying auto coverage.
Online searching is a best way for finding auto insurance quotes. Compare the quotes you gather from different can insurance company, you will get idea about the coverage you can afford. You can also modify the insurance policy for meeting your minimum requirement.
Some auto insurance companies provide best services.
Top 10 auto insurance companies are –
1. Geico
2. Esurance
3. Liberty
Mutual
4. State
Farm
5. Allstate
6. Progressive
7. Nationwide
8. 21st
Century Insurance
9. AAA
(Automobile Association of America)
10. USAA
Most drivers prefer these ten auto insurance
companies as their service is good & reliable. Make a unique profile of
yours with various need & service expectations for car insurance companies.
This will help you in getting best auto insurance.
কোন মন্তব্য নেই:
একটি মন্তব্য পোস্ট করুন